2025 Renewal Information
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2025 AFA Renewal
In collaboration with Blue Cross Blue Shield (BCBS), AFA is offering three medical plan options for 2025, tailored to meet a range of coverage and budget needs:
Access 500: Comprehensive BCBS coverage.
Premier Plan: BCBS coverage with secondary support through Alliance.
Value Plan: Affordable BCBS coverage with essential benefits.
Click here view the 2025 AFA Health Plan Overview includes all rates and options available for 2025.
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What is secondary insurance?
Secondary insurance through Alliance pays most deductibles and out-of-pocket expenses up to the policy limit after your primary medical plan has paid its covered expenses. For the AFA Premier Plan, your secondary coverage pays a total of $7,500 toward your deductible and out-of-pocket maximum, meaning you only have to pay $500 of your own money. To receive full benefits, be sure to give your doctor both your primary insurance card and your secondary insurance card.
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What to do to add/remove employees from the benefit? How is the benefit offered to new hires?
Members will be responsible for submitting adds/terms/changes of any employee who elected the plan or terminated each month. This will ensure each group is billed the appropriate amount each month. Changes can be made in the Ease portal. Have questions? Reach out to our team any time:
Phone: 334-517-1846 Hayden Tipton
Email: AFA@HDBInsurance.com
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Required Forms For Renewal
To ensure a smooth transition and continued access to your health benefits in 2025, we have linked below all of the required forms necessary for re-enrollment. Once completed please return all completed forms to:
Harmon Dennis Bradshaw
Attn: AFA HWT
4131 Carmichael Road
Montgomery, AL 36106Required for All Participants
New Participating Agreement (company information required on pg1 & pg8)
Required for those choosing the Premiere Plan which includes secondary coverage through AmFirst/Alliance.
Secondary Coverage ApplicationRequired for Those Electing Dental and Vision or Just Dental Coverage
Canopy Insurance Application
Upon the return of your re-enrollment packet you will be contacted by Harmon Dennis to finalize your company’s re-enrollment details.
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Can I elect Dental, with out participating in the Medical Plan? Also, can I celect Vision as a Solitary Benefit?
Yes. Both Dental and Medical can be elected separate of each other, or together.
As for Vision, no. Vision can only be elected if Medical and/or Dental is elected. It cannot be elected by itself.