MEDICAL BENEFITS OVERVIEW

AFA is offering three medical plan options for 2025, tailored to meet a range of coverage and budget needs:

Access 500: Comprehensive BCBS coverage.

Premier Plan: BCBS coverage with secondary support through Alliance.

Value Plan: Affordable BCBS coverage with essential benefits.

Access 500 has a $500 deductible and has the most copays to offset the participants out-of-pocket spend throughout the plan year. The Premier & Value Plan’s have $7,500 deductible and is more of a catastrophic coverage. The Premier Plan includes secondary coverage through Alliance which is designed to save both premium and out-of-pocket spend.

NOTE: The out-of-pocket maximum excludes office visits and prescription drug co-pays.

Click here view the 2025 AFA Health Plan Overview includes all rates and options available for 2025.